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The road ahead isn't always smooth.
Incidents and accidents can damage your wallet as well as your vehicle.
Our comprehensive range of insurance-backed services are designed to give you peace of mind that your Lotus will keep its value, whatever the road throws at you.
Makes up the difference between the amount you paid for the car, and the amount your insurer pays you if the car is written off.
Combined GAP and RTI insurance is designed to pay the shortfall between the insurer’s market value and the original purchase price of your vehicle, following the total loss of your vehicle due to accidental damage, fire or theft. If you have paid for the car outright, our Return To Invoice cover could ensure you get back what you paid for the car in the event of a claim.
If you are paying for the car on a finance agreement, then our Guaranteed Asset Protection cover will, in the event of a valid claim, make sure that if your insurance pay-out falls short, you won’t be left with the outstanding finance that you owe. Combined GAP and RTI will pay-out the greater of the GAP or RTI amount, up to the Purchase Price of your vehicle.
In line with guidelines from The Financial Conduct Authority and in order to ensure you have all the information required to identify if GAP Insurance is of benefit to you and to make an informed choice on this facility, we are pleased to provide you with Key Information on GAP insurance. Of course, GAP insurance is optional on your purchase, and is available from suppliers other than Lotus Financial Services.
Due to Financial Conduct Authority regulations we are unable to provide you with this facility until the 4th day following receipt of the information outlined in this document. However, should you require more immediate cover, you have the right to conclude purchase on day 2 or day 3 by contacting Lotus Financial Services.
Covers you for 24 to 48 months.
Protects against the cost of depreciation.
Is available for new and used vehicles.
Insurance excess cover up to £400.
Covers up to £1,500 of manufacturer approved retailer fitted accessories.
We will include the cost of a purchased vehicle warranty and make a contribution of up to £500 (during the first year, subsequently £140) towards road fund licence costs.
The vehicle can only be used outside of the UK for a maximum of 90 days per year.
Claiming is straightforward.
24 Months RRP £299 inclusive of IPT
36 Months RRP £499 inclusive of IPT
48 Months RRP £699 inclusive of IPT
Please contact us if you have any questions on the products available.
Lotus Cosmetic Repair Insurance offers protection for scratches and scuffs that are up to 30cm in diameter and 3mm in depth.
Your Lotus is defined by its beautiful, sculpted body – finished to perfection in a high quality, iconic paint shade.
There’s nothing worse than a scrape or scuff to this immaculate profile. Bollards, gate posts, shopping trollies, even the carelessness of other drivers – damage to bodywork is a daily hazard. It doesn’t just diminish the incredible appearance of your car, it can also affect its value.
Thankfully, our Cosmetic Repair Insurance protects your Lotus’ bodywork from everyday damage – and shields you from the unexpected costs of putting things right. You may have heard this type of insurance referred to as ‘SMART’ insurance, which stands for ‘Small Minor Area Repair Technology’.
Put simply, it covers scratches and scuffs to bodywork that are up to 30cm wide and 3mm deep – as well as chips to flat surfaces up to 1.5cm wide and 3mm deep. Just like our alloy insurance, our Cosmetic Repair Insurance service is seamlessly simple – with mobile bodywork experts ready to come to you, all booked through our online portal.
Most repairs take under two hours, and all work comes with a two-year guarantee. There’s no excess to pay when you claim, and you can make up to 18 claims across the coverage period. In short, our Cosmetic Repair Insurance is designed to let you do what your Lotus was born to do – drive – without having to worry about the effects of running the daily gauntlet on its bodywork.
36 months RRP £399 inclusive of IPT
Please contact us if you have any questions on the products available.
Lotus Alloy Wheel Repair insurance covers the cost of repairs to alloy wheels following damage caused by road debris, potholes and accidental kerbing.
Tyres aren’t the only part of your Lotus’ wheels that are at risk. From road debris to potholes, many of the causes of punctures can also damage your alloys. And, of course, there’s the all-too-easy accidental kerb scuff. All of which can spoil the beautiful finishing touch that these pieces of engineering art bring to your car.
Whatever the damage, our alloy wheel insurance has you covered – protecting you against the expense of repair, no excess to pay, and helping to restore your Lotus’ wheels to their stunning original appearance.
Getting sorted couldn’t be easier. There’s no form-filling, and no waiting on the phone – simply book a convenient repair slot using our online portal, and one of our mobile alloy repair experts will come to you.
As you’d expect, they use only the highest quality paints and materials – and all work comes with a two-year guarantee. Most repairs take under two hours per wheel, and the repaired wheel will be ready to drive straight away. Which means you’ll be back driving a showroom-fresh Lotus before you know it.
36 months RRP £229 inclusive of IPT
Please contact us if you have any questions on the products available.
Lotus Tyre Insurance covers the cost of damage to every wheel from punctures, sidewall and malicious damage.
Today’s roads can be an unforgiving place for even the most durable rubber.
Whether it’s rolling over sharp debris, hitting a pothole, or even suffering malicious damage, the unfortunate reality is your tyres are vulnerable to punctures. And the disruption to your journey isn’t the only headache – thanks to their more complex construction, repairing modern tyres can be an expensive problem.
That’s where our Tyre Insurance comes in. It pays a contribution towards the cost of tyre repair or replacement due to accidental or malicious damage – and covers all your Lotus’ tyres. You’re free to choose where you get the work done – that’s any VAT-registered fitter or, of course, your local Lotus Centre / Authorised Repairer.
So, if you do get a flat, you can forget worrying about a big repair bill, and focus on what matters most – getting back on the road in your Lotus.
36 months RRP £399 inclusive of IPT
Please contact us if you have any questions on the products available.